BAAs in legal review. Do not upload PHI yet.
Velora's HIPAA Business Associate Agreements with our four infrastructure subprocessors — ClickHouse Cloud, Neon Postgres, Railway, and Cloudflare R2 — are in final legal review. Until all four countersign, do not upload Protected Health Information through any of our three handling modes (server-side, client-side, or sidecar) for production workloads. Three safe ways to evaluate Velora in the meantime:
- Option 01
Synthetic claims dataset
Every product on this page is fully exercisable against the public synthetic dataset we publish. Same row shape, same column distribution, zero PHI risk.
Try a sample group - Option 02
Sidecar mode (tokenize in your VPC)
Run our open-source tokenizer (Docker / pip / npm) inside your network. PHI never leaves your environment — only deterministic HMAC tokens reach Velora's infrastructure. The only mode safe for real claims data before BAAs sign.
Read the sidecar spec - Option 03
BAA-signed notification list
We email you the day all four counterparties countersign. Expected window: 4–8 weeks. No commitment, no sales follow-up unless you ask for one.
Join the notification list
This notice will be removed when all four BAAs countersign and the BAA-status page goes live at /hipaa.
All products, honestly labeled.
Products shipped against one data asset — 60.9 billion payer rates, 156.8 billion hospital prices across 3,943 facilities, 9.2 million NPPES providers, 34,261 real NADAC drug prices, CMS benchmarks. Each tile below carries its honest label: Live, Beta, or Coming Soon — audit-verified against data integrity.
Top of Funnel — No Upload Needed
Drop-in products for prospects. Zero data required to see value.
Secure Upload (HIPAA)
Drop a claims CSV. Three modes — server-mode (encrypted at rest), client-mode (PHI tokenized in memory, never persisted), sidecar-mode (PHI never leaves your VPC; run our Docker / pip / npm tokenizer locally).
Instant Audit
Drop a claims CSV, get top-10 overpayments + fiduciary grade. Emailable.
Pharmacy Price Tracker
34K real NADAC drug prices. GLP-1 watchlist, specialty top-10, generic vs brand.
Infusion Price Index
Physician-administered drug variance. Same J-code, 100× price spread across carriers.
Procedure Price Explorer
Top-20 most-billed CPTs with cross-carrier variance. Ranking filters rates >$100k (error-suppression); disclosed on page.
Velora Rate Index
Median commercial rate by service category × state. Currently state-limited to BCBS/PHCS carriers.
Carrier Leaderboard
Clean carriers ranked by discount depth. Rankings exclude flagged junk-NPI carriers; see Data Integrity.
Data Integrity Report
Composite score + per-source refresh + known gaps. Shareable provenance URL.
Flagship Analytics
The rate engine. Every sales call opens with Explorer or Replay.
Provider Rate Explorer
Cross-carrier rate matrix for any NPI. The query every sales call opens with.
Claims Replay
Upload claims. Reprice through any carrier. Dollar savings by claim.
Multi-Network Compare
Reprice through up to 10 networks simultaneously. 1.5s for 100 claims × 4 carriers.
TPA Spread Analyzer
Compare TPA allowed vs MRF published. Fiduciary grade A–F.
PBM Transparency
PBM spread vs 34K real NADAC prices + rebate passthrough audit.
Stop-Loss Modeler
Project claims forward, model spec/agg attachment points across networks. Simplified premium model — not yet a full actuarial engine.
Strategic Intelligence
Network shape, leakage, balance-billing risk. The insights-layer products.
Leakage Detection
Flag OON claims where the provider is actually in-network.
Network Rate DNA
Carrier percentile shape across specialties and states. Stateless-carrier warning surfaces honestly; coverage narrows accordingly.
RBP Exposure Map
Providers >300% Medicare in member ZIPs. Balance-billing risks quantified.
Hospital Intelligence
156.8B hospital MRF rows. Cross-validate facility vs payer claims.
Hospital Price Truth-Check
Cross-validate hospital vs payer MRFs. Catch the price discrepancies.
Procedure Price Transparency
Facility-by-facility price comparison. MRI $238–$2,750 in Dallas.
Hospital Leverage Score
Rate variance across payers reveals hospital negotiation power. Completely novel.
Reporting & Workflow
Composite deliverables. ERISA diligence, AI analyst, board-ready exports.
Fiduciary Scorecard
Aggregate TPA + PBM analyses into one ERISA diligence report. Methodology still thin; placeholder copy removed 2026-04-17.
UW Copilot (AI)
AI that speaks UW language. Actuarial reports + negotiation talking points.
Report Builder
Compose multi-section executive reports. AI summary + disclaimer included.
Fiduciary Watchdog
Quarterly automated fiduciary diligence. Architectural scaffold landed; methodology partial — page renders a ScaffoldBadge.
Quote Intelligence Engine
Prospect in → board-ready comparison. Workflow concept; no dedicated endpoint yet.
Warehouse Status
Live table counts, scraper progress, pipeline health. The "show your work" page.
Time-Series — Baseline Captured
Snapshot captured now. Second snapshot in ~30 days unlocks full product.
Rate Trend Tracker
Month-over-month rate movement. Data-gated — activates after 6 MRF snapshots (currently 1).
Carrier Negotiation Radar
Detect carrier renegotiations from MRF shifts. Activates when 2nd snapshot lands.